You Don't Have To Be Worried About Money
But about half of Canadians are: read Rob Carrick in the Globe and Mail "One in two Canadians is a bundle of nerves about money".
At High Rock, we do Wealth Forecasts (prepared by our Certified Financial Planning , CFP, professional) for all of our clients: from ages 25 to 85 (because we also have multi-generational families that we are working with) before we even begin to discuss investing strategy and there is no obligation to work with us if we are not the right fit.
We leave that for you to decide.
However, we also know that a Wealth Forecast is not worth the paper it is printed on if it is not regularly monitored, updated and the accompanying investing strategy adjusted to ensure that whatever goals you have are within your reach.
So that is what we do.
We can set up automatic withdrawals into your investment account from your bank account so that you can become comfortable with the payments and it just becomes part of your regular monthly cash outlay.
We can't force you to save. You have to take that initiative, but we can help you get it started, by creating a plan and helping you steward that plan forward.
It costs you less than many mutual funds do, so it is cheaper than what most banks can offer.
And it is personal (not robo) service.
Help yourself if you are in the 47% of "money-stressed" Canadians. Our clients sleep at night. It is amazing what seeing your net-worth projection can do for you and how much it can motivate you into believing that your financial goals are achievable.